Privacy Policy

Last Updated: [2025-08-28]

1. Introduction

This Privacy Policy describes how Rozo ("the Visa for stablecoins") collects, uses, and protects your information when you use our stablecoin payment infrastructure platform and related services. By using our service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information that you provide to us, including but not limited to:

  • Name, email address, and business contact information

  • Account credentials and authentication data

  • Business profile and merchant information

  • KYC (Know Your Customer) documentation and identity verification data

  • Financial institution details and banking information

  • Tax identification numbers and business registration details

  • Communication preferences

2.2 Transaction and Usage Data

We automatically collect certain information when you use our service:

  • Transaction data including amounts, timestamps, and wallet addresses

  • Stablecoin network activity and blockchain interaction data

  • Payment processing metrics and settlement information

  • API usage patterns and integration data

  • IP address and device information

  • Browser type and version

  • Pages visited and time spent

  • Referring website addresses

  • Operating system information

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

  • Remember your preferences

  • Analyze service usage

  • Improve user experience

  • Provide personalized content

3. How We Use Your Information

We use the collected information for various purposes:

  • Service Provision: To provide and maintain our stablecoin payment infrastructure

  • Transaction Processing: To facilitate, settle, and record stablecoin transactions

  • Compliance: To meet KYC, AML, and financial regulations requirements

  • Risk Management: To assess and mitigate financial and operational risks

  • Communication: To contact you with updates, security alerts, and support messages

  • Improvement: To analyze usage patterns and improve our service

  • Legal Compliance: To comply with applicable laws and financial regulations

  • Security: To detect and prevent fraud, money laundering, and abuse

4. Information Sharing and Disclosure

4.1 Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in:

  • Hosting and maintaining our service

  • Processing stablecoin transactions and settlements

  • Blockchain network operations and monitoring

  • Identity verification and KYC compliance services

  • Financial institution partnerships and banking services

  • Risk assessment and fraud prevention

  • Analyzing service usage

  • Providing customer support

4.2 Legal Requirements and Financial Regulations

We may disclose your information if required to do so by law or in response to:

  • Legal process or court orders

  • Government requests and regulatory inquiries

  • Financial intelligence units and anti-money laundering authorities

  • Sanctions screening and compliance obligations

  • Protection of our rights and safety

  • Investigation of potential violations or suspicious activities

  • Blockchain network governance and compliance requirements

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against:

  • Unauthorized access

  • Alteration or destruction

  • Accidental loss

  • Unlawful processing

However, no method of transmission over the internet or electronic storage is 100% secure.

6. Data Retention

We retain your personal information only for as long as necessary to:

  • Fulfill the purposes outlined in this Privacy Policy

  • Comply with financial regulations and recordkeeping requirements

  • Maintain transaction histories for audit and compliance purposes

  • Resolve disputes

  • Enforce our agreements

Note: Financial and transaction data may be retained for extended periods as required by applicable financial regulations, typically 5-7 years.

7. Your Rights and Choices

7.1 Access and Correction

You have the right to:

  • Access your personal information

  • Correct inaccurate or incomplete data

  • Request updates to your information

7.2 Data Portability

You may request a copy of your personal information in a structured, machine-readable format.

7.3 Deletion

You may request deletion of your personal information, subject to certain legal limitations.

7.4 Opt-Out

You can opt out of:

  • Marketing communications

  • Non-essential cookies

  • Data processing for certain purposes

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information during such transfers.

9. Financial Services and Regulatory Compliance

9.1 Financial Data Protection

As a financial technology service provider, we implement enhanced security measures for financial and transaction data, including:

  • Encryption of sensitive financial information

  • Segregated storage of transaction data

  • Regular security audits and compliance assessments

  • Multi-factor authentication for account access

9.2 Blockchain and Stablecoin Considerations

  • Blockchain transactions are publicly visible and immutable

  • While we protect your personal information, blockchain addresses and transaction amounts may be publicly accessible

  • Stablecoin issuers may have their own privacy policies governing their tokens

10. Children's Privacy

Our service is not intended for children under 18 years of age due to the financial nature of our services. We do not knowingly collect personal information from minors. If you become aware that a child has provided us with personal information, please contact us.

11. Third-Party Links

Our service may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

12. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by:

  • Posting the new Privacy Policy on this page

  • Updating the "Last Updated" date

  • Sending you an email notification (if applicable)

13. Contact Information

If you have any questions about this Privacy Policy, please contact us:

Email: [[email protected]]

This Privacy Policy is effective as of [2025-08-28] and was last updated on [2025-08-28].

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